Verified Anonymous Profile
Credit Analyst - Credit Operations
New Delhi, India · 8.2 years experience
Open to opportunitiesSummary
An experienced credit and real estate finance professional with expertise in loan underwriting, due diligence, and portfolio analysis. Demonstrates strong capabilities in commercial real estate transactions, financial modeling, and risk assessment across private capital markets. Proficient in deal structuring, cash flow analysis, and cross-functional coordination in fast-paced financial services environments.
Experience areas
Commercial Real Estate FinanceCurrentUnderwriting & Credit AnalysisCurrentDue Diligence & Risk AssessmentCurrentPortfolio Monitoring & ReportingCurrentFinancial Modeling & ValuationPrivate Equity & Capital MarketsLoan Operations & Compliance
Work experience
Employer names withheld for privacyCredit Analyst - Credit Operations
- Managed end-to-end loan deal processing including screening, application review, underwriting and closing delivery
- Generated proforma cash flows and conducted comprehensive risk evaluation for proposed transactions
- Analyzed third-party reports including appraisals, environmental assessments and data from multiple sources
- Served as liaison between underwriters, analysts and closing teams to coordinate due diligence materials and documentation
Senior Associate - Private Equity & Consulting
- Conducted commercial due diligence on investment opportunities and performed ongoing portfolio monitoring activities
- Executed quarterly asset reviews analyzing cash flows, budgets, rent rolls and covenant compliance
- Developed investment strategies through analysis, competitive benchmarking and opportunity assessments
- Performed property and company valuations using multiple methodologies including DCF and IRR analysis
Analyst - Closing
- Analyzed borrower financial metrics and calculated credit ratios to assess creditworthiness
- Prepared and quality-assured closing documentation for real estate loan transactions
- Validated borrower data and conducted compliance verification on third-party documents against regulatory requirements
Internship - Capital Markets
- Supported financial modeling and valuation analysis for major index companies
- Conducted sector-specific research and stock analysis to identify investment opportunities
- Collaborated with multiple stakeholders on analysis and portfolio recommendations
Skills
UnderwritingDue DiligencePortfolio MonitoringPrivate CapitalCommercial Real EstateFinancial modelingMS ExcelReal Estate Cash FlowsCredit Operations
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